miércoles, 1 de agosto de 2007

Dumpster Diving

Imagine for a moment it’s that time of month we all detest – time to pay the bills. As you sort through the pile of mail on your desk you first throw out all of that junk mail that you receive from every store you have ever been to who has put you on their mailing list (you know - so that they can make you aware of upcoming sales and promotions etc). Oh yes, and we can’t forget about all the credit card and loan companies that want to let you know they have generously pre-approved you for a new credit card or loan. Let’s face it; those are probably destined for the garbage or recycling bin as well. Once we have finally gotten to the task of actually paying those nasty bills, many of us discard of those statements also. Bills that have account numbers, credit limits, contact information and all other types of personal information, are all very accessible in your garbage can as it sits waiting patiently on the side of the road all ready for the garbage truck to come by in the morning and collect it.

Don’t think for a minute that thieves have too much pride to go digging through your trashcan to find what they’re after, because believe me, they don’t! If they happen to grab your entire bag of trash on the same week that you paid your bills then they just hit the personal information lottery! Think of all the damage they could do with everything you threw away by opening up new credit card accounts with those pre-approved notices you received. All they’d have to do is respond to the notices, tell the credit company that you’ve moved and provide a mailing address that they could access and boom…thousands and thousands of dollars in debt built up in no time at all, debt that you are not likely to become aware of for months.

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